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Grace Financial Service Associates

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Grace Financial Service Associates Privacy Statement

Effective Date: 01/21/2009

COMMITMENT TO YOUR PRIVACY

Grace Financial Service Associates wants to make your online Health, Life, Dental, Disability, and Group insurance experience satisfying and safe. We understand the value of your privacy. This privacy policy (“Privacy Policy”) governs the information you provide to Grace Financial Service Associates or any other information that we learn from your use of this web site and tells you how we may collect, use, and share this information.

Except as described in this Privacy Policy, and unless given permission by you, we will not sell or disclose your personally identifiable information to third parties.

Why do we collect your information?

Grace Financial Service Associates helps consumers like you shop for Health, Life, Dental, Disability, and Group insurance. With your permission, we use the information you share with us to help match you with Health, Life, Dental, Disability, and Group insurance providers, insurance companies, and other trusted parties who also assist us and you in finding Insurance Companies (we refer to all of these as “Providers”) to help you obtain free quotes for Health, Life, Dental, Disability, and Group insurance. Health, Life, Dental, Disability, and Group insurance companies establish their rates using a variety of criteria. Since we deal with many insurance providers, the more detailed information you provide the more accurate Health, Life, Dental, Disability, and Group insurance quote Grace Financial Service Associates may help you locate.

INFORMATION Grace Financial Service Associates COLLECTS AND HOW WE USE IT


What do we collect and how do we use it?

After you submit your Health, Life, Dental, Disability, and Group insurance quote request information, we will match you with local and national Insurance Providers who can meet your insurance insurance needs. We help you make this connection by sharing the information you provide to us with the Health, Life, Dental, Disability, and Group insurance, and other trusted partners with whom we have relationships. These insurance providers help us help you locate companies who can personally assist you with your insurance needs. Grace Financial Services will use the information you provide in your Health, Life, Dental, Disability, and Group insurance quote request to run several free quotes and contact you with details. To help ensure that you get the Health, Life, Dental, Disability, and Group insurance quotes you seek, we will pass your information to one of our trusted partner companies to ensure that you receive as many competitive Health, Life, Dental, Disability, and Group insurance quotes as possible. We are not responsible, and shall not be held liable, if an insurance provider or other party to whom we have forwarded any of the information you have submitted violates our Privacy Policy or their own privacy policy, if any or otherwise violates the law.

When assisting you, you may  provide us with personally identifiable information. Personally identifiable information generally means any information that may be used to identify an individual, including, but not limited to, your name, home address, telephone number, and email address.

Examples of personally identifiable information may include:

  • First and Last Name
  • Postal Address
  • Email Address
  • Phone Number
  • Date of Birth

*This information is required, and may be helpful in processing your applications to receive quotations. You should be careful in how you use and share sensitive personal information.

NOTICE REGARDING CONSUMER REPORT PRACTICES

Health, Life, Dental, Disability, and Group insurance companies may need to obtain additional background information about you. For example, consumer reports may be ordered in connection with your application. These reports may provide additional Health, Life, Dental, Disability, and Group insurance information that may assist in determining your eligibility for insurance and rates that you may be charged. Consumer reports may also be used for updates, renewals, or extensions of this insurance. The Health, Life, Dental, Disability, and Group insurance company may also obtain and use a credit-based insurance score contained in your credit report. This information may be combined with information you submit to Grace Financial Service Associates.

AUTHORIZED USERS

This web site is hosted in the United States and is intended exclusively for U.S. residents. In using this web site you represent and warrant that you have any and all necessary authorization to submit the information contained in your requests and that you expressly consent to the transfer, use, and forwarding by us of the information you provide to us through the web site and to the United States.

SECURITY

No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure security on our systems. Grace Financial Service Associates use secure server software and firewall's to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of such firewall's and secure server software.

If Grace Financial Service Associates learns of a security systems breach we may attempt to notify you electronically so that you can take appropriate protective steps. By using this web site or providing personally identifiable information to us you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your use of this web site. Grace Financial Service Associates may post a notice on our web site if a security breach occurs. Grace Financial Service Associates may also send an email to you at the email address you have provided to us in these circumstances. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive free written notice of a security breach ( or to withdraw your consent from receiving electronic notice) you should notify us at admin@GraceFSA.com.

CHANGES AND UPDATES

Grace Financial Service Associates may occasionally update this Privacy Policy. When we do, we will also revise the “effective date” on the Privacy Policy. If Grace Financial Service Associates should decide to change this Privacy Policy in a manner that we believe would cause us to use or share your personally identifiable information in a way that we think is materially broader or less privacy-friendly from what we have told you here, we will attempt to obtain your consent before implementing the change. Grace Financial Service Associates encourages you to periodically review this Privacy Policy to stay informed about how we are protecting the personally identifiable information we collect. Your continued use of this web site constitutes your agreement to this Privacy Statement and any updates.

CONTACTING US

If you have any questions, comments, or concerns about Grace Financial Service Associates or this Privacy Policy, please
contact us, to call us at 407-340-1010. In the event that we are still unable to resolve your concerns we are committed to cooperating to achieve a proper resolution of your privacy concerns.


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